Joann, your silence is troubling me!

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You have to do something about this now! -Bethea

Joann,

As I wrote to you before, you're about to experience two major upheavals in your life. Whether that's good or bad depends on how you act today. Your current status is about to be turned upside down!

These events will put you on the razor's edge, and whether you survive or thrive depends on how well you walk. Fortunately for you, I'm an expert at this, and it's my job to help you...not only to safety, but to a newfound fortune that looks very likely in your near future!

You see, Joann, the changes that are about to happen to you aren't all bad. In fact, we can turn them into opportunities of a lifetime! Life gives us choices and, as we all know, the greatest rewards come from the choices we make in the riskiest times.

This is a risky time for you. That's why I'm here, to help you turn this dangerous moment into one of incredible value for you.

Fortunately, Joann, I've enlisted the aid of my close friend and spiritual scholar Bernard, who has just the right help for you.

Between us three (That's me, Bernard and, most importantly, YOU!), you'll dance on the razor's edge, sail through the stormiest weather, and come out with newfound treasures and comfort that are only possible when you face the challenge you're up against right now — and accept my help to get you through it.

Together, we can do this, Joann. And the next decision is in your hands.

Your Dearest Friend and Committed Adviser,